CLIFTON INSURANCE AGENCY, INC was formerly Insurance Specialists.
We are excited to announce that our corporate name change has finally happened. As we were formerly Insurance Specialists we want all of our clients to know that we only changed the name of the company and that all ownership and procedures remain the same.
Moving into the New Year Clifton Insurance Agency, Inc would like to announce that once again we are not expecting any increases in premium for CRNA malpractice insurance, Physicians Assistant malpractice insurance or any other liability related coverage!
CRNA MALPRACTICE INSURANCE
2011 should be a great year for the CRNA looking to obtain CRNA malpractice insurance or Nurse Anesthetist’s malpractice insurance. We try and keep all of the correct verbiage on the website as we know that all anesthetists’ malpractice insurance is searched for under many different terms online. As you may well know we have been providing the best CRNA malpractice insurance for over 10 years. Our CRNAs can look forward to fantastic premium prices along with the added flexibility of being able to work at any location without having to have an increase in their CRNA malpractice insurance. Our CRNA malpractice insurance allows you to work in any state that you hold a license under on policy and for one price alone. Our coverage also has the added benefit of not increasing in premium each year like all certain associations and other carriers do. Due to the economy we are expecting that more and more CRNA will need part time or moonlighting insurance for those extra hours that they wish to pick up on the side. Do to the high demand of part time anesthesia needed we have assisted Lloyds of London in the creation of a part time CRNA malpractice insurance policy that holds no restrictions for new graduates and also allows all CRNA to work at any location they choose. These part time CRNA liability coverage policies will allow you to move state to state and each CRNA will have 1000 hours per year to do with as they please. Our corporation was founded by a CRNA and we continue to work with CRNA across the country to create new innovative CRNA malpractice policies that best serve the needs of the anesthesia community.
PRIOR ACTS & TAIL INSURANCE
Clifton Insurance Agency, Inc is the only insurance company in the U.S that has the capabilities of offering an alternative Tail only insurance quote. In the past, Prior Acts & Tail insurance could only be offered from your existing carrier. Well times have changed and Clifton Insurance Agency, Inc has developed an alternative policy that will match your current carriers Tail insurance or Prior Acts insurance offer apples to apples! We say apples to apples but we save the average doctor/surgeon around 30% on their Tail insurance/Prior Acts insurance! Do to the medical and healthcare crisis in the U.S many doctors and other medical professionals have decided that they are tired of the headaches associated with running their private practices. Upon leaving those practices it is well known that you need to purchase Tail insurance or Prior Acts insurance to cover you for any cases that are within the statue of limitations. Whether you are retiring or seeking employment at another medical facility you will need to purchase Tail/Prior Acts coverage. Many facilities will not even hire you if you cannot show proof of Tail insurance or Prior Acts coverage. We work with so many medical professional across the country that have opted to not purchase Tail insurance or Prior Acts insurance after leaving private practice. Once they go to obtain new employment they find out that they cannot be hired until proof of Tail insurance or Prior Acts coverage is purchased! So what is next? You go to your last insurance carrier that covered you for medical malpractice and try to purchase Tail insurance or Prior Acts insurance. That carrier then tells you that you had a 60 day window to purchase your Tail insurance or Prior Acts insurance starting from the cancellation date of your policy. That carrier will then tell you that there is no coverage that can be offered since the window of 60 days has closed. Now you are feeling like your world is coming to an end.
Clifton Insurance Agency, Inc can offer you Tail Insurance of Prior Acts insurance regardless of a gap in coverage. Our rates will beat that of your existing carrier if you currently have a quote. Please contact us immediately via our website or by phone to obtain the very best Tail insurance or Prior Acts insurance quote.
We also offer financing so that you can pay for the coverage over time. If another insurance company is asking you to pay for the entire Tail insurance or Prior Acts insurance up front they are taking advantage of you. Do not hesitate in calling Clifton Insurance Agency, Inc today.
DISABILITY INCOME INSURANCE
“Approximately 30% of all people 35 to 65 will suffer from a disability for at least 90 days, and about one in seven can expect to be disabled for five years or more.”
Source: Health Insurance Association of America; The New York Times, February 2010
It never seems to cross our minds that the unexpected could happen to us. As individuals we believe that we are unstoppable and that nothing would ever prevent us from our work. However the statistics do not lie. Disability insurance whether for long term periods or short term will take care of all of your financial responsibilities while you are out of work. Disability insurance will also keep your lifestyle needs moving forward in the manner that you become accustomed too.
Clifton Insurance Agency, Inc has the capabilities to offer immediate disability quotes regardless of age or any pre-existing conditions that you may have. We quote in all states and are happy to do so for any individual or corporation looking to protect their financial stability. Please contact us today to protect your finances, family and future. We will do all that we can to preserve your standard of living.
LIFE INSURANCE OPTIONS
We all know the importance of having a life insurance policy. The unexpected does happened to each and every one of us so why would we want to leave our family and friends with the burden of dealing with financial responsibilities when we are gone???
The answer is that we don’t. We want to make sure that our families, loved ones and businesses will be able to prosper in the event that we experience the unexpected. Our agency has the compassion and capabilities needed to offer the very best coverage at a rate that makes sense financially. There are no smoke and mirrors when it comes to life insurance. Life insurance is also a great way to save money and include this coverage as part of their child’s college savings plan.
Please contact us today and we can guarantee that our representatives will walk you through the quoting process step by step.
PRODUCTS CONTAMINATION & RECALL COVERAGE
Do to the recent egg recall in 2010 we have companies from all over the U.S that are needing to make sure they have Products Recall or Products Contamination insurance in place. We offer both forms of protection for that of CP2 & CP3 coverage. As the new website has gone live you can select the Products Recall & Products Contamination insurance link on the main page for all of the needed information regarding coverage and how to obtain a quote. The new updates that have been made to our site will allow you to browse your specific area of need and determine whether or not CP2 or CP3 Products Recall & Products Contamination insurance is needed. Obviously the very best way to get an idea of what the premium is going to look is like is to send us an email or give us a call today.
KIDNAP & RANSOM – EXTORTION INSURANCE
In today’s world you can never be too careful. Many corporations understand the need for Kidnap & Ransom insurance but individuals do not. Individuals just assume that this form over coverage only covers a Kidnapping or Ransom. That is far from the case. K&R insurance is basically a one stop show for any type of disaster that may occur regarding a loved on or business partner being held against their will, trapped in a foreign country, caught up in an international disaster and the list goes on. What people also don’t realize is how affordable this coverage is. If you are an individual or corporation needing to protect your interests both foreign and domestic please spend time on our website under the Kidnap & Ransom section and read up on all of the protection models.
Houses of Worship K&R insurance is a brand new product that is available to churches protecting missionaries, volunteers and employees as they travel the globe. If your congregation is traveling to spread the word and volunteer your service we would highly recommend that you purchase Kidnap & Ransom insurance to insure that everyone is taken care of physically and monetarily.
CLIFTON INSURANCE AGENCY, INC