Oil, Gas & Energy Insurance
Energy businesses face risks that can be very different from those of a typical commercial operation. From drilling and well servicing to pipeline work, consulting, wind and solar development, the right insurance program needs to reflect the work your company actually performs.
Clifton Insurance Agency works with oil, gas and energy businesses to evaluate liability and commercial insurance options designed around their operations.
Complete the form below to request an oil, gas or energy insurance quote or call 877-212-4368 for assistance.
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The best and most affordable coverage available- all states
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Risk mitigation and consulting
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Coverage for all oil & gas and renewable business
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Thirty-five years combined energy industry experience
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Offices to service energy hubs, including Amarillo, TX and Austin, TX
Insurance for Oil & Gas Businesses
Oil and gas operations can involve significant equipment, contractual, transportation, environmental and third-party liability exposures.
Clifton Insurance Agency can help operators, non-operators, drilling contractors, well-servicing companies, consultants, pipeline-related businesses and other energy companies compare available insurance options.
Depending on the operation, an insurance program may include professional liability, general liability, commercial automobile, umbrella or excess liability, property and equipment coverage, workers' compensation, pollution-related coverage or other specialized protection.
The exact combination depends on the business and available insurance markets.
Oil & Gas Contractor Insurance
Service contractors are a critical part of the energy industry.
Companies involved in drilling, well servicing, equipment installation, welding, excavation, pumping, maintenance and related field operations may face risks involving employees, vehicles, equipment and work performed for third parties.
Your insurer needs an accurate description of the services you perform, where you operate and the contracts you work under.
Clifton Insurance Agency can help evaluate coverage based on those actual operations rather than treating every energy contractor the same way.
Operators & Non-Operators
Oil and gas operators and non-operating working-interest owners can have different insurance needs.
Operators may have responsibility for the day-to-day activities associated with wells and production, while non-operators may still have financial and liability exposure connected to their ownership interests.
Insurance should be reviewed based on the structure of the operation, ownership interests, locations and contractual requirements.
Renewable Energy Insurance
Clifton Insurance Agency also works with businesses involved in renewable energy, including wind and solar development.
Renewable energy projects can create exposures involving development, construction, equipment, operations, professional services and contractual relationships.
Coverage should be designed around the specific stage and nature of the project rather than using a generic commercial insurance program.
Professional & General Liability for Energy Companies
Energy companies can face both professional and operational liability exposures.
Professional liability may be relevant when a company provides consulting, engineering, design, management or other professional services. General liability addresses different risks involving bodily injury, property damage and business operations.
Many companies require both forms of protection, along with commercial auto and umbrella or excess liability coverage.
Pollution & Environmental Exposure
Environmental risk deserves special attention in the energy industry.
Standard general liability insurance may not address every pollution-related exposure. Specialized pollution liability coverage may be available for qualifying operations and can address certain environmental liabilities, cleanup costs and related claims depending on the policy. Major commercial insurers treat pollution liability as a distinct energy and contractor exposure for exactly this reason.
Coverage should be reviewed carefully based on the company's work, locations and contractual requirements.
Insurance for Energy Consultants
Consultants, land professionals, project managers and other energy professionals can face liability arising from the advice and professional services they provide.
For these businesses, professional liability or errors and omissions insurance may be just as important as traditional general liability coverage.
Why Work With Clifton Insurance Agency?
Clifton Insurance Agency has specialized experience working with niche and higher-risk insurance markets, including oil, gas and renewable energy.
Our goal is to understand what your company does, where it operates and what contractual or insurance requirements apply before evaluating coverage.
Whether you are an operator, contractor, consultant or renewable energy company, we can help you compare insurance options designed around your particular operation.
Request an Oil, Gas & Energy Insurance Quote
Energy businesses are not all exposed to the same risks, and their insurance should not be identical.
Tell us about your company, operations, locations and current coverage using the quote request form. Clifton Insurance Agency can then help you evaluate available oil, gas and energy insurance options.
Request a quote online or call Clifton Insurance Agency at 877-212-4368 for assistance.
Oil, Gas & Energy Insurance FAQs
What insurance does an oil and gas company need?
Coverage depends on the operation. Common considerations can include general liability, professional liability, commercial auto, umbrella or excess liability, property and equipment, workers' compensation and specialized environmental coverage.
Do oilfield contractors need special insurance?
Often, yes. Oilfield contractors can have exposures involving specialized equipment, field operations, employees, vehicles and work performed at third-party locations. Coverage should match the specific services the contractor performs.
Does general liability cover pollution?
Not necessarily. Standard general liability policies can contain significant pollution exclusions. Specialized pollution liability coverage may be needed for some energy operations.
Does Clifton insure renewable energy companies?
Clifton works with renewable energy businesses, including wind and solar energy operations, subject to available markets and underwriting.
Can energy consultants get professional liability insurance?
Yes, depending on the operation and underwriting. Professional liability can be important for consultants and other companies whose advice, design or professional services could lead to a financial loss claim.