Med Spa & Individual Aesthetics Insurance


Med Spa’s & Individual Aesthetics are a unique business. They merge the medical industry with the beauty/spa world to provide ever evolving anti-aging and cosmetic services. Our policies insure all Med Spa & Aesthetic liability risks including Professional Medical Malpractice, General Liability, Medical Directors, Property & Contents, HIPAA and License Defense, etc. all under one roof! AM Best Rated with no annual premium increases. There is no need work with multiple agents to obtain all of your insurance coverage’s. We have no policy restrictions and we are here to cover your large Medical Spa and or Individual Aesthetics needs.

We are the leading Insurance Experts in the Spa & Aesthetic Insurance industries. Our team has over 28 years of experience in customizing policies that cover all areas of the Medical Spa & Aesthetic risk portfolios. We are faster, more knowledgeable, and will make sure you are saving every dollar possible. We represent over 38, A+ Rated Carriers and we pride ourselves on lowering your premiums! We cover ALL procedures/employees/contractors and have excellent payment plan options. As a family owned business, we understand the value of personal attention. You contact us, you get us! We are here to serve you and we look forward to your business!


Medical Spa Info
Medical Spa Info

Submit the online form below to request a quote or call 877-212-4368 for immediate assistance

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Any Questions? Call 877-212-4368 today!
Fax: 806-457-1760

Core Services – Medical Spas & Day Spas Insurance:

Medical spas’ menus of services vary widely and depend greatly on the Medical Director or owner’s experience.  Core services include:
Microdermabrasion is a non-chemical, non-invasive procedure that uses a spray of microcrystals to remove the outermost layer of dry, dead skin cells and reveal younger, healthier-looking skin. Microdermabrasion also encourages the production of a new underlying layer of skin cells with higher levels of collagen and elastin, which further improves your skin’s appearance.
Chemical Peels
A Chemical peels is when a chemical solution is applied to the skin, which makes it “blister” and eventually peel off. The new skin is usually smoother and less wrinkled than the old skin.
Laser Hair Removal
Laser hair removal is a medical procedure that uses a laser — an intense, pulsating beam of light — to remove unwanted hair. During laser hair removal, a laser beam passes through the skin to an individual hair follicle. The intense heat of the laser damages the hair follicle, which inhibits future hair growth.
Intense Pulse Light (IPL’s)
Intense pulsed light, commonly abbreviated as IPL, is a technology used by cosmetic and medical practitioners to perform various skin treatments for aesthetic and therapeutic uses including hair removal, photorejuvenation, and treatment of dermatologic diseases.

Dermal Fillers
Dermal fillers, also know as injectable cosmetic filler or injectable facial filler, is a soft tissue filler injected into the skin to help fill in facial wrinkles, restoring a smoother appearance.
VelaShape was the first non-surgical FDA cleared medical device for body reshaping and cellulite treatment.  It treats both the deeper tissue and upper layers of the skin.
LipoSelection is a form of liposuction that uses ultrasonic energy in a deliberate controlled fashion to assist the doctor in the selective removal of fat in body contouring surgery.
Laser Body Sculpting
Laser Body Sculpting rapidly dissolves fat and tightens the surrounding skin almost anywhere in the body. Using local anesthesia, the procedure is performed with a small one-millimeter cannula that contains a laser fiber. The laser fiber delivers energy directly to the fat cells causing them to rupture and drain away as liquid.


Breast Augmentation
Breast Lift
Breast Reduction
Liposuction (Removal of fat)
Weekend Liposculpture
Tummy Tuck (Abdominoplasty)
Face/Neck Lift
Eyelid Surgery (Blepharoplasty)
Endoscopic Brow Lift
Nose Reshaping (Rhinoplasty)
Chin Implant
Eyebrow Transplant
Vascular Lesions

Here at Clifton Insurance we can tailor the insurance product to fit any type of spa activity.
Available Coverage’s:

  • Medical Professional Liability
  • Medical General Liability (Occurrence or Claims Made)
  • Property Coverage
  • Defense of Licensing and Subpoena Assistance
  • Defense Outside the Limit
  • Independent Contractors as Insured’s
  • Medical Director included for Administrative Duties, Supervisory Duties, Good Faith Exams, and/or Direct Patient Care
  • Privacy and Security Liability
  • Sexual Abuse and Molestation up to $1M/$3M limits

Limits of Liability:  Up to $5M Per Claim and $5M Aggregate Available
Minimum Premiums: $1,500 for Professional Liability, $500 for General Liability and $250 for Business Personal Property
Minimum Deductible:  $1,000 (First Dollar Defense available for an additional premium)

State RestrictionsNone

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